Strategy & Advisory
CFC | Strategy

Charting clear, regulator-aligned pathways for firms entering the UAE, turning fragmented rules into coherent market entry, licensing and growth roadmaps.

Design and launch optimal UAE corporate footprints, building the right group diagram to enable firms to trade, safeguard and scale without structural road-blocks.

Licensing & Approvals
CFC | Licensing

CFC’s Licensing team transforms rulebook complexity into regulator-ready applications, producing the full policy suite and shepherding firms from first draft to final approval .

Compliance & Governance
CFC | Compliance

Equipping licensed firms with training, reporting tools and audit-readiness programmes.

Corporate Remediation
CFC | Remediation

Turn regulatory headaches - warning letters, fines or licence–breach notices - into clear recovery plans that restore confidence and keep UAE permissions intact.

Connecting licensed firms with battle-tested technology partners, so products go live on infrastructure that regulators and investors trust.

VARA

Virtual Assets Regulatory Authority

Legal Basis
Law No. 4 of 2022 on Regulating Virtual Assets in the Emirate of Dubai
Jurisdiction
Dubai Mainland & Free-Zones, excluding DIFC and ADGM
Licenses
Advisory, Broker-Dealer, Custody, Exchange, Lending & Borrowing, Management & Investment, Transfer & Settlement, Issuance
VARA

Dubai’s Virtual Assets Regulatory Authority (VARA) sets the ground rules for every crypto business operating in or from the emirate, offering eight activity-based licences under a two-stage process anchored in Law No. 4 of 2022.

Legal Basis
Law No. 4 of 2022 on Regulating Virtual Assets in the Emirate of Dubai
Jurisdiction
Dubai Mainland & Free-Zones, excluding DIFC and ADGM
Licenses
Advisory, Broker-Dealer, Custody, Exchange, Lending & Borrowing, Management & Investment, Transfer & Settlement, Issuance

CMA

Capital Markets Authority

Legal Basis
Federal Decree-Laws 32 and 33 of 2025, implemented by CMA Decision 4/R.M/2026
Jurisdiction
UAE Mainland & most Free-Zones
Licenses
Eight activity-based VASP licences: Exchange, Custody, Brokerage, Platform Operator, Management, Advisory, Issuance and Transfer
CMA

The UAE Capital Market Authority (CMA), reconstituted from the SCA on 1 January 2026, is the federal regulator for virtual-asset exchange, custody, brokerage and portfolio activities outside the financial free-zones, anchoring its powers in Federal Decree-Laws 32 and 33 of 2025.

Legal Basis
Federal Decree-Laws 32 and 33 of 2025, implemented by CMA Decision 4/R.M/2026
Jurisdiction
UAE Mainland & most Free-Zones
Licenses
Eight activity-based VASP licences: Exchange, Custody, Brokerage, Platform Operator, Management, Advisory, Issuance and Transfer

CBUAE

Central Bank of the UAE

Legal Basis
Federal Decretal Law 14 of 2018 & Article 62 of the CBUAE Law
Jurisdiction
Retail Payment Services & Card Schemes Regulation plus Circular 2/2024 on Payment-Token Services
Licenses
Retail Payment Service Provider (Category 1), Merchant Acquirer (Category 2) & Payment-Token Service Provider Licence
CBUAE

CB UAE governs the fiat on- and off-ramps of the Emirates’ digital-asset economy, licensing payment-token issuers, custodians and retail payment service providers under federal banking law and specialised circulars issued since 2023.

Legal Basis
Federal Decretal Law 14 of 2018 & Article 62 of the CBUAE Law
Jurisdiction
Retail Payment Services & Card Schemes Regulation plus Circular 2/2024 on Payment-Token Services
Licenses
Retail Payment Service Provider (Category 1), Merchant Acquirer (Category 2) & Payment-Token Service Provider Licence

FSRA

Financial Services Regulatory Authority

Legal Basis
Financial Services & Markets Regulations 2015
Jurisdiction
ADGM Common-Law Free-Zone
Licenses
Dealing as Principal/Agent, Operating an MTF/OTF & Providing Custody
FSRA

The Financial Services Regulatory Authority (FSRA) of ADGM operates a common-law island jurisdiction, regulating virtual-asset trading, custody, payments and tokenisation under the Financial Services & Markets Regulations (FSMR) and a purpose-built Digital-Asset Framework updated in June 2025.

Legal Basis
Financial Services & Markets Regulations 2015
Jurisdiction
ADGM Common-Law Free-Zone
Licenses
Dealing as Principal/Agent, Operating an MTF/OTF & Providing Custody

Enabling firms end-to-end with navigating regulations, licensing applications, and post-licensing compliance.

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Regulatory Status: Evaluation & Advisory

Identify necessary licensing approaches for conducting & scaling planned business activities.

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Market Entry: Corporate Structures & Incorporation

Design optimal group & corporate structures, assessing jurisdictions & incorporating in relevant UAE Mainland or Free Zones.

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Licensure Navigation: Application Development

Full license application developments for submission to UAE Regulatory Authorities, with ongoing regulator collaboration & guidance.

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Post-Licensure: Compliance & Governance

Certified compliance training, independent policy attestation, regulatory reporting & compliance oversight support.

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Regulatory Enforcement: Remediation & Breach Resolution

Remediation support towards resolution of enforcement matters, including fines, penalties and breaches.

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Product Enablement: Technology & Blockchain Infrastructure

Third-party technology enablement for full-stack operational deployment, via CFC's regional partners & relations.

“Thank you all at CFC MENA for your support and guidance throughout this process! It has been great working with you all, we look forward to many more milestones being achieved collaborating closely.”

Zeeshan Uppal

COO @ Relm

“We had an excellent experience working with CFC on our VARA licensing journey. Their deep regulatory expertise and hands-on approach ensured we were fully prepared at every stage.”

Joseph El Am

GM @ Prypco

“The support Tribe received from the CFC team was exceptional. We’re truly grateful for all of their support and cannot recommend the CFC team highly enough for any VASPs looking for a trusted, expert advisor.”

Gary Blowers

CEO @ Tribe

“We had an excellent experience with CFC MENA who supported us with the VASP license under the CMA. The team provided us with extensive guidance & their expertise was evident throughout the regulatory process.

Vitaliy Kedik

Group Head of Digital Assets @ Capital.com

“CFC MENA has been a trusted partner to Fuze across multiple regulatory engagements across MENA. Their guidance has been instrumental in navigating complex licensing processes, and we value the quality and consistency of support they continue to provide.”

Mo Ali Yusuf

CEO @ Fuze

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Which UAE regulators does CFC navigate for clients?

How many virtual-asset licences has CFC secured?

What is the typical time to VARA in-principle approval?

Which services does CFC provide around licensing?

Does CFC support tokenisation and real-world-asset pilots?

Can CFC train our board / staff on ongoing obligations?

How long does a typical engagement with CFC last?

How do new clients begin an engagement with CFC?

Our Experience. Your Success.

CFC MENA - your trusted partner for market entry & regulatory enablement.